Homeowners of America Insurance Company (HOAIC)

Homeowners of America (HOAIC) was founded in 2005 with a clear mission: to provide comprehensive, reliable, and competitively priced property insurance. Headquartered in Irving, Texas, HOAIC has grown into a premier provider for over 200,000 policyholders across the United States.

Protecting Your Most Important Investment

Known for its "A" Exceptional financial stability rating from Demotech, HOAIC combines advanced technology with a personal touch, working exclusively through independent agents to ensure you get the expert advice you deserve.

Claims & Support

  • Billing & Customer Service Address : PO Box 168147, Irving, TX 75016-8147.
  • Policyholder Customer Service : 866-407-9896
  • Report Claims : 866-407-9896
  • Website : www.hoaic.com

Protective Devices

Discounts for fire alarms, burglar alarms, and gated communities.

Smart Home Tech

Savings for integrating smart water leak sensors or security systems.

Financial & Loyalty

Discounts for VA loans, claims-free history, and bundling companion products.

Ready to see if Homeowners of America is right for you?

As an independent agency, we can help you customize a Homeowners of America policy that fits your budget without sacrificing the coverage you actually need.